Hit by an uninsured driver alabama

Uninsured Drivers and Underinsured Drivers in Alabama Under Alabama law, all drivers must have auto insurance. Currently, the minimum coverage requirements under the law are $25, for property damage, $25, for bodily injury per person, and $50, for Estimated Reading Time: 6 mins.  · What To Do If You’re Hit By an Uninsured Driver in Alabama. If you’re hit by an uninsured driver, here are some things to do and not do at the accident scene: Do call the police. In any car accident situation, it’s important to call the police. It’s especially important when the other driver doesn’t have insurance. With 22% of drivers uninsured, more than one in every five drivers sharing the road with you at any given time are driving without any insurance. What happens when you are hit by one of these uninsured drivers? Alabama insurance law addresses this situation by requiring all insurance companies to include Uninsured Motorist (UM) and Underinsured Motorist (UIM) Location: Government St, Mobile, , AL.

In the United States, more than 14% of allmotor vehicle accidentsare caused by an uninsured driver—which is likely due to the fact that around % of all drivers are completely uninsured. This means that 1 in every 7 drivers is currently operating without an adequate level of insurance. When narrowing the scope to the state of Alabama, however, the statistics are even more frightening, as nearly 25% of motorists have chosen to forego insurance. An uninsured/underinsured auto accident in Alabama is required by the state to be covered by all types of car insurance policies. The sole reason an insurance company can get away with not providing uninsured/underinsured coverage is when the car owner signs a waiver stating that he/she wishes to forfeit getting this kind of coverage. For example, if the at-fault driver who hit you is uninsured, and your car insurance policy provides for $25, in UM/UIM coverage (the statutory minimum in Alabama), there is up to $25, available to you under your own policy to compensate you for the damages you incurred as a result of the accident. Additionally, because this type of insurance coverage is called uninsured/ underinsured motorist coverage, there is another way in which a UM/UIM policy can provide compensation for you in.

North Alabama Underinsured Motorist Claims Attorneys to clients who have been injured in auto accidents with uninsured or underinsured drivers. The amount of uninsured motorist coverage available to an injured person requires a detailed understanding of Alabama law. Alabama allows injured persons to. While all accidents – even minor ones – cause emotional and financial stress – getting hit by an uninsured or underinsured driver can create even more.